Our covers

Personal insurance covers

Home Insurance

Your home is one of your most significant assets, so it’s crucial to take every measure to protect it. We’ll assist you in preparing for the unexpected with insurance coverage tailored to meet the needs of you and your family.

Car Insurance

Your vehicle is a significant investment, vulnerable to various potential losses beyond your control. We’ll ensure you have the necessary protection at a price that fits your budget.

Travel Insurance

Travel insurance safeguards you during your journeys worldwide, covering various aspects such as medical expenses and hospitalization abroad, as well as the costs of medical evacuation and repatriation.

Personal accident Insurance

Provides compensation for death or disability, along with medical expenses resulting from accidental occurrences, available 24 hours a day, worldwide.

Last Expense Insurance

We provide affordable insurance for funeral expenses, with coverage that can extend to include your spouse, dependents, and even parents, alleviating the financial burden that follows the loss of a loved one.

Individual life insurance

Guarantee your loved ones receive the support they need through individual life insurance.

Student Personal Accident

The student personal accident policy provides extensive coverage to protect students from unexpected accidents and their consequences.

Valuable possessions Insurance

Accidents occur—stones can fall out of diamond rings, antiques may break, and art can be stolen. We’ll provide the protection you need for your most treasured possessions.

Renters Insurance

When renting or leasing, your landlord's insurance only covers the building itself, leaving your personal belongings unprotected. We’ll create a coverage plan to safeguard your personal property and lifestyle while you rent.

High Net worth insurance

If you have substantial assets, a high net worth insurance policy can help safeguard your wealth and manage your risks.

Secondary Home Insurance

Your vacation property offers a wonderful escape from daily life, but it comes with its own set of risks. We’ll ensure you have the right coverage tailored to address these unique exposures.

Apartment Insurance

The master apartment policy usually covers only the exterior of your unit, leaving your personal belongings and the interior vulnerable. We’ll ensure you have the protection you need.

Employee insurance covers

Total Employee Benefits Insurance

Our Total Benefits Employee Insurance cover provides comprehensive protection for your employees, ensuring their health, well-being, and financial security.

Pension schemes

Our pension schemes offer flexible and secure retirement planning options for your employees, helping them build a stable financial future. These plans are designed to meet the diverse needs.

Medical insurance

Our medical insurance plans provide comprehensive healthcare coverage for your employees, ensuring access to quality medical care when they need it most.

Work Injury Benefits Act (WIBA) Insurance

Our Work Injury Benefits Act (WIBA) insurance provides essential coverage for employees in the event of work-related injuries or occupational diseases.

Groups personal accident insurance

Our Group Personal Accident Insurance offers comprehensive coverage for employees against accidents that may occur both on and off the job.

Group Life Insurance

Provides essential financial protection for your employees' families in the event of their untimely death. This policy offers substantial coverage amounts and benefits such as lump-sum payouts.

Life and accidental death and disbursement insurance

This Insurance cover provides comprehensive coverage for employees, offering financial support in the event of a life-altering accident or death.

Long-term care insurance

This policy helps cover the costs of nursing homes, assisted living facilities, or in-home care, ensuring that employees receive the support they need without financial strain.

Flexibility Spending Accounts

Our Flexible Spending Accounts (FSA) Insurance provides employees with a versatile way to manage their healthcare expenses through pre-tax contributions.

Group voluntary benefits

Our Group Voluntary Benefits offer employees the opportunity to enhance their insurance coverage with additional options tailored to their individual needs.

Critical illness insurance

Our Critical Illness Insurance provides crucial financial support for employees diagnosed with severe health conditions such as cancer, heart attack, or stroke.

Business insurance

SME Combined insurance policy

Our SME Combined Insurance Policy offers comprehensive protection tailored specifically for small and medium-sized enterprises.

General liability insurance

Our General Liability Insurance provides essential protection for your business against claims of bodily injury, property damage, and personal injury that may arise from your operations.

Business auto service

This policy includes protection against accidents, property damage, and liability claims related to company vehicles.

Commercial property insurance

Our Commercial Property Insurance provides robust protection for your business’s physical assets, including buildings, equipment, and inventory.

Commercial umbrella insurance

Our Commercial Umbrella Insurance offers an additional layer of protection beyond your standard business insurance policies.

Ocean marine service

Our Ocean Marine Insurance provides specialized coverage for businesses involved in maritime activities, including shipping, cargo, and marine liabilities.

Inland marine insurance

Our Inland Marine Insurance offers essential protection for goods and property in transit over land, as well as coverage for mobile and specialized equipment.

Machine breakdown insurance

Our Machine Breakdown Insurance provides vital coverage for the repair or replacement of machinery and equipment that experiences unexpected malfunctions or breakdowns.

Fidelity Guarantee

Our Fidelity Guarantee Insurance offers protection against losses resulting from fraudulent activities or dishonesty committed by employees.

Employer liability insurance

Our Employer Liability Insurance provides essential protection against claims made by employees for injuries or illnesses sustained while on the job.

Property terrorism and sabotage

Our Property Terrorism and Sabotage Insurance offers specialized protection against damage or loss caused by acts of terrorism or intentional sabotage.

Specialty insurance

Keyman life insurance

Our Keyman Life Insurance provides crucial coverage for the life of a key employee whose expertise and role are essential to the success of your business.

Construction all risk insurance

Cover provides comprehensive coverage for construction projects against a wide range of potential risks, including damage to property, machinery, and materials, as well as third-party liability claims.

Environmental insurance

Our Environmental Insurance offers protection against risks associated with environmental damage, including pollution, contamination, and related liabilities.

Professional indemnity insurance

Our Professional Indemnity Insurance provides essential coverage for professionals against claims of negligence, errors, or omissions in the services they provide.

Manufacturer insurance

Our Manufacturer Insurance offers specialized coverage tailored to the unique risks faced by manufacturing businesses.

Restaurant insurance

Our Restaurant Insurance provides comprehensive coverage designed specifically for the unique risks associated with running a restaurant.

Non-profit insurance

Our Non-Profit Insurance offers tailored coverage to meet the specific needs and risks of non-profit organizations.

Cyber liability insurance

Our Cyber Liability Insurance provides essential protection against the financial impact of cyberattacks, data breaches, and other digital threats.

Employment practice liability insurance

Our Employment Practice Liability Insurance (EPLI) offers crucial protection against claims related to employment practices, such as wrongful termination, discrimination, harassment, and retaliation.

Golf course insurance

Our Golf Course Insurance provides specialized coverage for the unique risks associated with operating a golf course.

Technology firm insurance

This policy includes protection for property damage, equipment breakdowns, and cyber liability, as well as coverage for professional errors and omissions in technology services.

Aviation insurance

Our Aviation Insurance provides specialized coverage for the unique risks associated with operating aircraft and aviation-related businesses.

Dental insurance

Our Dental Insurance offers comprehensive coverage for a wide range of dental care services, including routine check-ups, cleanings, fillings, and major procedures.

Medical office insurance

Our Medical Office Insurance provides tailored coverage to protect medical practices from a range of risks specific to healthcare environments.

School insurance

Our School Insurance offers comprehensive protection designed to address the unique risks faced by educational institutions.

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